Refinance your Loan

Take advantage of better rates on the market and start saving

5.0

from 80 Reviews

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better Home Loan or Investment Loan.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

Our Recent Reviews

Tamara is amazing, she has helped me through the whole process, advising, recommending and helping with the situation, really appreciate her availability and professionalism. Explaining everything clearly, supportive through the process, providing exceptional service. Thank you and would only and only recommend her!!

Gabriela Safrankova

Gemma is an absolute standout mortgage broker. She’s incredibly knowledgeable, efficient and available when you need. Gemma took all the stress out of our recent refinance and made the experience seamless! Highly recommend if you’re looking for a broker who knows their stuff and genuinely cares for their clients!

Kellie Samson

Gemma was excellent to work with from start to finish. As I am a first home buyer with a lot of questions , Gemma was able to answer them all thoroughly and got me set up with pre approval with speed which helped get my offer accepted and a quick settlement. Thoroughly recommend to anyone thinking about buying to make contact with Gemma!

Julia Piscioneri

Tom was amazing in assisting with my refinancing he was prompt , communication was great thank you for helping us won’t go to another broker

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Frequently Asked Questions

Does G&T Finance help self employed borrowers get a loan?

Absolutely! Self employed borrowers are one of our specialties. We will work with you and your accountant where possible, to find the right solution and help you achieve your financial goals.

Does G&T Finance charge any fees, or are there any hidden costs when getting a loan?

For most loans we are paid by the lender and not by our customer. We will on some occasions charge a credit assistance fee and this will be advised to you up-front. All lender fees are disclosed up-front in your loan contracts.

Can G&T Finance help first home buyers get their first home loan plus access any grants and incentives?

We love helping first home buyers get into their home sooner. Check out our home buyer accelerator to get all of the information you need to get there. We will even check your eligibility and help you complete and submit the forms for any first home buyer benefits available.

Can G&T Finance help with your home loan and investment loan?

Whether it be buying your dream home or refinancing to build an investment portfolio our approach ensures you will get have the best long term solution. With our expertise and panel of over 50 lenders we will ensure you have the best structure and product to meet your goals.

Check out the latest articles from G&T Finance

22nd April 2026

Refinancing to Lower Your Interest Rate in Jindalee

How moving your home loan can reduce what you're paying each month and why your current lender won't tell you when to switch

20th April 2026

Property Location and Your Home Loan Approval

Where you're buying in Perth matters just as much as how much you're borrowing when lenders assess your application.

16th April 2026

Multi-Unit Development Construction Loans in Mandurah

What developers need to know about securing construction funding for townhouses, villas, and apartments in Mandurah's growing property market.

Contact

Perth, WA

0455 409 292

The Trustee for Piscioneri Family Trust ABN: 63 445 894 416. Credit Representative #549531 is authorised under Australian Credit License #389087

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.