Whether it's to purchase a property, equipment or business, we're here to help

At G&T Finance, we understand the unique needs of Perth businesses when it comes to commercial loans. Whether you are looking to buy commercial property, expand your business, or upgrade equipment, we are here to guide you through the process with a relationship-first approach. Our expertise in commercial finance ensures you can access a range of commercial loan options from banks and lenders across Australia. With a commitment to plain-spoken advice and long-term support, we aim to help you find the right solution tailored to your business needs.

Finding the right commercial loan can significantly impact your business growth. We provide a comprehensive service in commercial property finance, offering flexible loan terms and repayment options to suit your financial goals. Whether you are buying commercial property or industrial land, our team will assist you in comparing secured and unsecured commercial loans. We also offer guidance on whether a fixed or variable interest rate is best for your situation. By providing a streamlined application process, we make applying for a commercial loan as straightforward as possible.

A crucial aspect of commercial finance is understanding the different loan structures available. For businesses in Perth looking to expand, options such as progressive drawdown or a revolving line of credit can be beneficial. These solutions offer flexibility, allowing you to draw funds as needed while managing costs effectively. Our team can help you weigh the benefits of each option against your business model and future plans. If your business requires significant equipment investment, we can discuss how buying new or upgrading existing equipment might be financed through a tailored loan amount and terms that align with your cash flow.

Interest rates play a vital role in determining the cost of your commercial loan. At G&T Finance, we provide transparent advice on choosing between fixed and variable interest rates. A fixed interest rate provides predictability in repayments, while a variable interest rate may offer savings if market conditions change. We also explore options like redraw facilities and flexible repayment schedules to enhance your financial management capabilities. Whether you are securing a commercial loan with collateral or exploring unsecured options, our focus is on providing the insights needed to make informed decisions.

Our relationship-first approach means we are committed to supporting your business journey beyond just securing finance. By fostering genuine connections, we aim to be a long-term partner in achieving your business objectives. Whether you are planning to buy commercial land or need funds for expanding operations, our comprehensive understanding of the Perth market ensures we can guide you effectively.

G&T Finance is dedicated to helping Perth businesses thrive with the right commercial finance solutions. From buying an industrial property to securing funds for equipment upgrades, our expertise covers all aspects of commercial loans. We invite you to reach out and discuss how we can support your business goals with tailored financial solutions. Contact us today to learn more about our services and how we can assist you in accessing commercial loan options from leading lenders across Australia.

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Our Recent Reviews

Gemma and the team have been INCREDIBLE throughout this entire process, going above and beyond from day one! every question (there was a lot of those), every phone call, every email, Gemma and the team have been professional, friendly and efficient while working to secure a great rate and quick finance approval.

Shannon Harty

100% Recommend Tamara. The process was so easy and stress free thanks to Tamara. We will definitely be using Tamara again on our future endeavours😊 ...

Samantha Miller

Great experience Tamara had my finance approved and settled all in 3 weeks from contract signing highly recommend

Kaylem Tate

As a first home buyer in 2026 with a small family, it was difficult figuring out who to trust when it comes to making sure we can afford a new home. Tom and Gemma ARE THE PEOPLE you want to trust from day one. They were so professional and quick to respond to every question we had or call me made. Do not go anywhere else…

Liam Hunt

Frequently Asked Questions

Does G&T Finance help self employed borrowers get a loan?

Absolutely! Self employed borrowers are one of our specialties. We will work with you and your accountant where possible, to find the right solution and help you achieve your financial goals.

Does G&T Finance charge any fees, or are there any hidden costs when getting a loan?

For most loans we are paid by the lender and not by our customer. We will on some occasions charge a credit assistance fee and this will be advised to you up-front. All lender fees are disclosed up-front in your loan contracts.

Can G&T Finance help first home buyers get their first home loan plus access any grants and incentives?

We love helping first home buyers get into their home sooner. Check out our home buyer accelerator to get all of the information you need to get there. We will even check your eligibility and help you complete and submit the forms for any first home buyer benefits available.

Can G&T Finance help with your home loan and investment loan?

Whether it be buying your dream home or refinancing to build an investment portfolio our approach ensures you will get have the best long term solution. With our expertise and panel of over 50 lenders we will ensure you have the best structure and product to meet your goals.