We'll help you fund your new build or renovation

Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway. 

Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you. 

We're a proud member of the Mortgage and Finance Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.

Ready to chat to one of our team?

Our Recent Reviews

Tom is an absolutely fantastic, hardworking guy. I am so glad a friend recommended him to me. Throughout the process of selling and buying my home, I phoned Tom constantly with questions and he answered every call leaving me feeling reassured. He worked so hard and was with me every step of the way. I honestly cannot thank him enough. I am now pleased he is assisting my son with his new home. Good work Tom, thank you for helping me and my family.

Joanne

Tom has helped us with both our original home loan and our recent refinance, making the entire process smooth and stress free. No question was ever too silly, and he always took the time to ensure we understood everything. His professionalism and genuine care for his clients make him a fantastic mortgage broker. We highly recommend Tom to anyone looking for someone who truly has their best interests at heart.

Tayla Brown

Monique Godding

Tamara was amazing throughout the whole process for securing my home loan. She put me at ease instantly, explained everything clearly and helped me every step of the way. She went above and beyond to ensure a smooth application with a very positive result. I’d happily recommend her services to anyone requiring financial assistance and advice.

Melanie M

Frequently Asked Questions

Does G&T Finance help self employed borrowers get a loan?

Absolutely! Self employed borrowers are one of our specialties. We will work with you and your accountant where possible, to find the right solution and help you achieve your financial goals.

Does G&T Finance charge any fees, or are there any hidden costs when getting a loan?

For most loans we are paid by the lender and not by our customer. We will on some occasions charge a credit assistance fee and this will be advised to you up-front. All lender fees are disclosed up-front in your loan contracts.

Can G&T Finance help first home buyers get their first home loan plus access any grants and incentives?

We love helping first home buyers get into their home sooner. Check out our home buyer accelerator to get all of the information you need to get there. We will even check your eligibility and help you complete and submit the forms for any first home buyer benefits available.

Can G&T Finance help with your home loan and investment loan?

Whether it be buying your dream home or refinancing to build an investment portfolio our approach ensures you will get have the best long term solution. With our expertise and panel of over 50 lenders we will ensure you have the best structure and product to meet your goals.