Refinancing - Finance & Mortgage Broker based in Perth, WA

Refinance your Loan

Take advantage of better rates on the market and start saving

5.0

from 36 Reviews

We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better Home Loan or Investment Loan.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

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Our Recent Reviews

I used G & T Finance for a refinance and the process was so smooth that I used Tom and Gemma again for a new home loan. I do not hesitate to recommend them - they looked into a number of options to choose the best for my situation. Everything was explained clearly and the whole experience was very professional. They definitely took the stress out of taking on a new loan!

Natalie Brown

We can’t speak highly enough of Tom & Gemma. Despite the complex nature of our situation, they handled everything with absolute professionalism and efficiency. Their communication was clear, timely, and reassuring throughout the entire ...

Jon & Xenia Brady

We recently worked with Gemma from G & T Finance for the purchase of an investment property, and the experience was absolutely seamless. Gemma was professional, incredibly knowledgeable, and had everything sorted promptly without any hassle. It was such a pleasant and stress-free experience — something we hadn’t encountered with other brokers in the past. Thank you so much, Gemma, for all your help. We’ll be highly recommending G & T Finance to others and are looking forward to working with you again in the future! — Tagan & Mark

Tagan Stratfold

I recently worked with Tamara on two different loans and honestly, she was amazing. Super helpful and professional the whole way through. She explained everything clearly, even the tricky stuff, and made sure I understood how it all fit ...

Daniel Mendonca

Frequently Asked Questions

Does G&T Finance help self employed borrowers get a loan?

Absolutely! Self employed borrowers are one of our specialties. We will work with you and your accountant where possible, to find the right solution and help you achieve your financial goals.

Does G&T Finance charge any fees, or are there any hidden costs when getting a loan?

For most loans we are paid by the lender and not by our customer. We will on some occasions charge a credit assistance fee and this will be advised to you up-front. All lender fees are disclosed up-front in your loan contracts.

Can G&T Finance help first home buyers get their first home loan plus access any grants and incentives?

We love helping first home buyers get into their home sooner. Check out our home buyer accelerator to get all of the information you need to get there. We will even check your eligibility and help you complete and submit the forms for any first home buyer benefits available.

Can G&T Finance help with your home loan and investment loan?

Whether it be buying your dream home or refinancing to build an investment portfolio our approach ensures you will get have the best long term solution. With our expertise and panel of over 50 lenders we will ensure you have the best structure and product to meet your goals.

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Contact

Perth, WA

0455 409 292

The Trustee for Piscioneri Family Trust ABN: 63 445 894 416. Credit Representative #549531 is authorised under Australian Credit License #389087

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.