We're here to help you Refinance your Home Loan or Investment Loan

Refinancing a loan is the number one way most of our clients reduce interest repayments on their Home Loan or Investment Loan. Whether you're coming off a fixed rate period or currently paying a variable rate, chances are there are a range of better loans out there. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies so chances are we can find a better Home Loan or Investment Loan.

As a property appreciates over time, you may be able to use this increased equity to obtain a larger loan amount. The extra funds can be used for various purposes, such as home renovations, debt consolidation, or even investments. Refinancing also allows borrowers to consolidate multiple loans into one, simplifying their financial management and potentially reducing overall interest costs. We can also help you understand the impact of any break-costs or exit-fees that may apply to your current loan, to make sure you can compare the true savings of Refinancing.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to refinance your Home or Investment Loan, we have the expertise and experience to guide you through the process and make the right choice.

Our Recent Reviews

We recently used Tom as our broker for the refinance of our home. The entire process was seamless, professional and efficient. Tom was friendly and knowledgeable, quick to action and respond to queries and chose the best bank for our situation. We will be recommending Tom and the team at G&T Finance.

Brooke Burns

Would recommend 100 times over. Tom was extremely thorough and patient with me, which I appreciated greatly as a first home buyer. Previous brokers I had spoken to didn’t bother to look into the different schemes I was eligible for which ...

XhimomX

Gemma was amazing and took all the stress out of refinancing our loans. She took us through the process step by step and made the whole thing stress free. She has saved us thousands and we are very grateful for her help. We would recommend Gemma to anyone!

Kim Morcom

Tamara Alex, Liam and I want to say a huge thank you to you for all your help with getting finance for us so as to be able to purchase our house... We have no hesitation in recommending Tamara from G&T Finance for financial help and advice..... Thanks so very much Tamara ????

Tania Welton

Frequently Asked Questions

Does G&T Finance help self employed borrowers get a loan?

Absolutely! Self employed borrowers are one of our specialties. We will work with you and your accountant where possible, to find the right solution and help you achieve your financial goals.

Does G&T Finance charge any fees, or are there any hidden costs when getting a loan?

For most loans we are paid by the lender and not by our customer. We will on some occasions charge a credit assistance fee and this will be advised to you up-front. All lender fees are disclosed up-front in your loan contracts.

Can G&T Finance help first home buyers get their first home loan plus access any grants and incentives?

We love helping first home buyers get into their home sooner. Check out our home buyer accelerator to get all of the information you need to get there. We will even check your eligibility and help you complete and submit the forms for any first home buyer benefits available.

Can G&T Finance help with your home loan and investment loan?

Whether it be buying your dream home or refinancing to build an investment portfolio our approach ensures you will get have the best long term solution. With our expertise and panel of over 50 lenders we will ensure you have the best structure and product to meet your goals.