Whether it's a wedding, holiday, travel or an unexpected emergency, we're here to help

Personal Loans are a popular product that provide you with access to funds for various personal expenses. Whether it's for a wedding, home improvements, travel, debt consolidation, or unexpected emergencies, Personal Loans offer a flexible way to obtain a funds in a short amount of time. Personal Loans are also typically unsecured, meaning you don't need to provide collateral, such as a property or car, to secure the loan.

Personal Loans also come with fixed or variable interest rates. Fixed-rate Personal Loans offer the advantage of predictable repayments throughout the loan term, providing borrowers with certainty about their financial commitments. On the other hand, variable-rate Personal Loans may have fluctuating interest rates based on market conditions, which could result in changes to the repayment amount over time. We can help choose the right personal loan for you as well as find the best interest rate on the market.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Personal Loans right across Australia. If you're looking to get a Personal Loan, we have the expertise and experience to guide you through the process and make the right choice.

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Our Recent Reviews

Tom helped me with my home loan refinance to save me some money on my home loan that I hadn’t reviewed since I purchased a few years back. Tom made the experience super easy for me and managed to save me money each year! Highly recommend Tom and G&T Finance.

Adam Stratfold

I cannot recommend Tom enough! From start to finish, he made the entire mortgage process so smooth and stress-free. He was incredibly knowledgeable, explaining all the options available to me. He was always available to answer questions, kept me updated at every step, and genuinely went above and beyond to ensure I was informed throughout. Thanks to his expertise and dedication, I felt confident I was getting the best deal possible.

Tim Fryer

Tom was super efficient and helpful with switching our home loan. I'd happily use his service again.

Kelly Fryer

Tom has been an absolute pleasure to work with! From our first conversation, he was super helpful, explaining different home loan options and giving us solid planning advice. He’s a fantastic communicator and made sure we understood every step of buying our new home. Even though I’ve got friends who are brokers, I chose Tom because of how smoothly he handled everything. I’ll definitely be using his services for any future finance needs!

Alex Ford

Frequently Asked Questions

Does G&T Finance help self employed borrowers get a loan?

Absolutely! Self employed borrowers are one of our specialties. We will work with you and your accountant where possible, to find the right solution and help you achieve your financial goals.

Does G&T Finance charge any fees, or are there any hidden costs when getting a loan?

For most loans we are paid by the lender and not by our customer. We will on some occasions charge a credit assistance fee and this will be advised to you up-front. All lender fees are disclosed up-front in your loan contracts.

Can G&T Finance help first home buyers get their first home loan plus access any grants and incentives?

We love helping first home buyers get into their home sooner. Check out our home buyer accelerator to get all of the information you need to get there. We will even check your eligibility and help you complete and submit the forms for any first home buyer benefits available.

Can G&T Finance help with your home loan and investment loan?

Whether it be buying your dream home or refinancing to build an investment portfolio our approach ensures you will get have the best long term solution. With our expertise and panel of over 50 lenders we will ensure you have the best structure and product to meet your goals.

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