Whether it's a wedding, holiday, travel or an unexpected emergency, we're here to help

Personal Loans are a popular product that provide you with access to funds for various personal expenses. Whether it's for a wedding, home improvements, travel, debt consolidation, or unexpected emergencies, Personal Loans offer a flexible way to obtain a funds in a short amount of time. Personal Loans are also typically unsecured, meaning you don't need to provide collateral, such as a property or car, to secure the loan.

Personal Loans also come with fixed or variable interest rates. Fixed-rate Personal Loans offer the advantage of predictable repayments throughout the loan term, providing borrowers with certainty about their financial commitments. On the other hand, variable-rate Personal Loans may have fluctuating interest rates based on market conditions, which could result in changes to the repayment amount over time. We can help choose the right personal loan for you as well as find the best interest rate on the market.

We're a proud member of the Mortgage and Finance Association of Australia and can help with Personal Loans right across Australia. If you're looking to get a Personal Loan, we have the expertise and experience to guide you through the process and make the right choice.

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Our Recent Reviews

I used G & T Finance for a refinance and the process was so smooth that I used Tom and Gemma again for a new home loan. I do not hesitate to recommend them - they looked into a number of options to choose the best for my situation. Everything was explained clearly and the whole experience was very professional. They definitely took the stress out of taking on a new loan!

Natalie Brown

We can’t speak highly enough of Tom & Gemma. Despite the complex nature of our situation, they handled everything with absolute professionalism and efficiency. Their communication was clear, timely, and reassuring throughout the entire ...

Jon & Xenia Brady

We recently worked with Gemma from G & T Finance for the purchase of an investment property, and the experience was absolutely seamless. Gemma was professional, incredibly knowledgeable, and had everything sorted promptly without any hassle. It was such a pleasant and stress-free experience — something we hadn’t encountered with other brokers in the past. Thank you so much, Gemma, for all your help. We’ll be highly recommending G & T Finance to others and are looking forward to working with you again in the future! — Tagan & Mark

Tagan Stratfold

I recently worked with Tamara on two different loans and honestly, she was amazing. Super helpful and professional the whole way through. She explained everything clearly, even the tricky stuff, and made sure I understood how it all fit ...

Daniel Mendonca

Frequently Asked Questions

Does G&T Finance help self employed borrowers get a loan?

Absolutely! Self employed borrowers are one of our specialties. We will work with you and your accountant where possible, to find the right solution and help you achieve your financial goals.

Does G&T Finance charge any fees, or are there any hidden costs when getting a loan?

For most loans we are paid by the lender and not by our customer. We will on some occasions charge a credit assistance fee and this will be advised to you up-front. All lender fees are disclosed up-front in your loan contracts.

Can G&T Finance help first home buyers get their first home loan plus access any grants and incentives?

We love helping first home buyers get into their home sooner. Check out our home buyer accelerator to get all of the information you need to get there. We will even check your eligibility and help you complete and submit the forms for any first home buyer benefits available.

Can G&T Finance help with your home loan and investment loan?

Whether it be buying your dream home or refinancing to build an investment portfolio our approach ensures you will get have the best long term solution. With our expertise and panel of over 50 lenders we will ensure you have the best structure and product to meet your goals.

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