Our Team
We're Finance & Mortgage Broker based in Perth, helping Western Australians finance their property purchases

Our Team
Tom Piscioneri is a Finance & Mortgage Broker and the Founder of G&T Finance. Since 2010 Tom has been helping clients with their home lending needs. In this time he has helped hundreds of customers across the country into their first home, upgrade their home, invest in property or refinance to get a better deal.
Both authentic and strategic, Tom Piscioneri has a wealth of experience in giving his clients great advice to achieve their goals. Guiding clients to success through listening and applying his industry knowledge is what keeps him coming back for more.
Tom offers a full range of finance solutions including home and commercial finance, personal loans, car and asset finance and business loans.
A husband and father, a property investor from the age of 19 and a respected leader in the industry. Along with Tom’s drive to help more clients achieve home ownership is his pursuit to ensure every client receives an authentic experience and that is what G&T Finance is built on.
Tamara Frost is a Finance & Mortgage Broker at G&T Finance. She has over a decade of banking and lending experience across the Rockingham and Mandurah region. Trusted by thousands of customers over this time she has a proven track record of turning people with a goal to own property into homeowners. She has an extensive range of experience from first home buyer benefits to property investment and achieving financial goals through refinancing.
Tamara brings specialist knowledge and experience for FIFO and mining workers and Defence force employees through her relationships and history working with clients in these industries.
Tamara comes from Esperance and loves spending her spare time exploring WA and enjoying the beaches with her beautiful black lab, Luna. Caring, knowledgeable and extremely passionate for delivering a great experience for her clients, Tamara Frost will ensure your home ownership journey is a smooth one and will be there every step of the way.
A reputation that precedes her in Perth, there are few finance professionals in the country with the experience and CV of Gemma and even less that you can tap into for your own personal finance needs. First starting in banking in Australia in 2008, Gemma has worked across Australia in banking and lending roles through to executive roles, known in the industry for delivering on the highest standards of customer experience for her clients across the portfolios she has managed.
Moving to Perth from the UK at 18, Gemma understands the needs of expats and how vital financial confidence is whether it be buying your first home, your first home in this country or growing your wealth through property. She has specialist knowledge in assisting clients in the professional and emergency services through years of managing portfolios of clients in these fields.
When she isn't working you'll probably find Gemma with a cocktail or two by the pool with her family. Gemma's passion for her clients will ensure you walk away with more than a home loan, through better money management and a long term commitment to ensuring you too can achieve your goals.
Exceptional service from start to finish. G&T Finance were always clear and helpful. Their service far outweighed the great deal they got us. Couldn't be happier!
Jamie Daniel
G & T are amazing brokers who helped me secure a loan that I can now could afford. I had been with one bank for over 20 years but they refused to assist me with meeting my current situation, but Gemma and Tom found a bank willing to do that. They made the process easy and stress free. Highly recommend.
Sam Beau Patrick
"Exceptional Service, Seamless Process – Even from Afar!" ⭐⭐⭐⭐⭐ We can't speak highly enough of Tom and the entire team at G&T Finance! They were absolutely instrumental in helping us secure our investment loan, and the service we received was nothing short of fantastic. What truly impressed us was their incredible dedication. We started the entire process while we were on holidays, literally driving across Australia, miles away from their office. Despite the distance, Tom made everything feel seamless and stress-free. No issue was too big, and they were always proactive, communicative, and efficient. They got the job done flawlessly, proving that distance is no barrier to outstanding service with G&T Finance. If you're looking for a reliable, professional, and genuinely helpful finance team, look no further. Highly recommend!
Ryan Veaney
Great experience! Tom was very easy to talk to and helped us get a much better homeloan rate than our current rate. Would recommend to anyone who needs a refinance.
Rodney Heritage
Absolutely! Self employed borrowers are one of our specialties. We will work with you and your accountant where possible, to find the right solution and help you achieve your financial goals.
For most loans we are paid by the lender and not by our customer. We will on some occasions charge a credit assistance fee and this will be advised to you up-front. All lender fees are disclosed up-front in your loan contracts.
We love helping first home buyers get into their home sooner. Check out our home buyer accelerator to get all of the information you need to get there. We will even check your eligibility and help you complete and submit the forms for any first home buyer benefits available.
Whether it be buying your dream home or refinancing to build an investment portfolio our approach ensures you will get have the best long term solution. With our expertise and panel of over 50 lenders we will ensure you have the best structure and product to meet your goals.