Home Loans - Finance & Mortgage Broker based in Perth, WA

Home Loans

With access to hundreds of Home Loans, we're sure to be able to find the right one for you

5.0

from 20 Reviews

Whether it's your First Home, Next Home or Dream Home, we're on your side

When it comes to getting a Home Loan, having a number of lending options is critical to making the best choice. We have access to thousands of products from lenders across Australia including the major banks, credit unions, and building societies. We support our clients throughout the buying process including doing the legwork for you right through to settlement. We'll make sure you always get the best possible interest rate on your Home Loan and can even compare cash-back offers for you.

When looking at different Home Loan Options, it's important to understand some of the key loan attributes:

Principal and Interest: This is the most common type of Home Loan. With a principal and interest Home Loan, you not only pay the interest on the borrowed money but also a portion of the actual loan amount. It means you're slowly paying off the loan while also covering the interest.
Interest Only: With an interest-only Home Loan, you only pay the interest on the borrowed amount for a certain period, usually around 5 years. This can make your initial repayments lower, but keep in mind that you'll still need to pay back the full amount later on.
Variable Rate: On the other hand, a variable rate Home Loan means the interest rate can change over time due to various factors like changes in the economy. While it might offer flexibility and potentially lower interest rates, it could also mean that your repayments may vary.
Fixed Rate: A fixed-rate Home Loan means the interest rate stays the same for a set period, often 1 to 5 years. It provides stability and predictability because your repayments won't change during this time, making it easier to budget.

We're a proud member of the Mortgage and Finance Association of Australia and have clients right across Australia. If you're looking to get a Home Loan, we have the expertise and experience to guide you through the process of finding the right Home Loan for your needs.

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Our Recent Reviews

Tom helped me with my home loan refinance to save me some money on my home loan that I hadn’t reviewed since I purchased a few years back. Tom made the experience super easy for me and managed to save me money each year! Highly recommend Tom and G&T Finance.

Adam Stratfold

I cannot recommend Tom enough! From start to finish, he made the entire mortgage process so smooth and stress-free. He was incredibly knowledgeable, explaining all the options available to me. He was always available to answer questions, kept me updated at every step, and genuinely went above and beyond to ensure I was informed throughout. Thanks to his expertise and dedication, I felt confident I was getting the best deal possible.

Tim Fryer

Tom was super efficient and helpful with switching our home loan. I'd happily use his service again.

Kelly Fryer

Tom has been an absolute pleasure to work with! From our first conversation, he was super helpful, explaining different home loan options and giving us solid planning advice. He’s a fantastic communicator and made sure we understood every step of buying our new home. Even though I’ve got friends who are brokers, I chose Tom because of how smoothly he handled everything. I’ll definitely be using his services for any future finance needs!

Alex Ford

Frequently Asked Questions

Does G&T Finance help self employed borrowers get a loan?

Absolutely! Self employed borrowers are one of our specialties. We will work with you and your accountant where possible, to find the right solution and help you achieve your financial goals.

Does G&T Finance charge any fees, or are there any hidden costs when getting a loan?

For most loans we are paid by the lender and not by our customer. We will on some occasions charge a credit assistance fee and this will be advised to you up-front. All lender fees are disclosed up-front in your loan contracts.

Can G&T Finance help first home buyers get their first home loan plus access any grants and incentives?

We love helping first home buyers get into their home sooner. Check out our home buyer accelerator to get all of the information you need to get there. We will even check your eligibility and help you complete and submit the forms for any first home buyer benefits available.

Can G&T Finance help with your home loan and investment loan?

Whether it be buying your dream home or refinancing to build an investment portfolio our approach ensures you will get have the best long term solution. With our expertise and panel of over 50 lenders we will ensure you have the best structure and product to meet your goals.

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Perth, WA

0455 409 292

The Trustee for Piscioneri Family Trust ABN: 63 445 894 416. Credit Representative #549531 is authorised under Australian Credit License #389087

Disclaimer: This page provides general information only and has been prepared without taking into account your objectives, financial situation or needs. We recommend that you consider whether it is appropriate for your circumstances and your full financial situation will need to be reviewed prior to acceptance of any offer or product. It does not constitute legal, tax or financial advice and you should always seek professional advice in relation to your individual circumstances.