We'll help you fund your new build or renovation

Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway. 

Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you. 

We're a proud member of the Mortgage and Finance Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.

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Our Recent Reviews

Tom helped me with my home loan refinance to save me some money on my home loan that I hadn’t reviewed since I purchased a few years back. Tom made the experience super easy for me and managed to save me money each year! Highly recommend Tom and G&T Finance.

Adam Stratfold

I cannot recommend Tom enough! From start to finish, he made the entire mortgage process so smooth and stress-free. He was incredibly knowledgeable, explaining all the options available to me. He was always available to answer questions, kept me updated at every step, and genuinely went above and beyond to ensure I was informed throughout. Thanks to his expertise and dedication, I felt confident I was getting the best deal possible.

Tim Fryer

Tom was super efficient and helpful with switching our home loan. I'd happily use his service again.

Kelly Fryer

Tom has been an absolute pleasure to work with! From our first conversation, he was super helpful, explaining different home loan options and giving us solid planning advice. He’s a fantastic communicator and made sure we understood every step of buying our new home. Even though I’ve got friends who are brokers, I chose Tom because of how smoothly he handled everything. I’ll definitely be using his services for any future finance needs!

Alex Ford

Frequently Asked Questions

Does G&T Finance help self employed borrowers get a loan?

Absolutely! Self employed borrowers are one of our specialties. We will work with you and your accountant where possible, to find the right solution and help you achieve your financial goals.

Does G&T Finance charge any fees, or are there any hidden costs when getting a loan?

For most loans we are paid by the lender and not by our customer. We will on some occasions charge a credit assistance fee and this will be advised to you up-front. All lender fees are disclosed up-front in your loan contracts.

Can G&T Finance help first home buyers get their first home loan plus access any grants and incentives?

We love helping first home buyers get into their home sooner. Check out our home buyer accelerator to get all of the information you need to get there. We will even check your eligibility and help you complete and submit the forms for any first home buyer benefits available.

Can G&T Finance help with your home loan and investment loan?

Whether it be buying your dream home or refinancing to build an investment portfolio our approach ensures you will get have the best long term solution. With our expertise and panel of over 50 lenders we will ensure you have the best structure and product to meet your goals.

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