We'll help you fund your new build or renovation

Getting a construction loan is a crucial step for those looking to build their dream home or undertake a significant renovation project. Construction Loans are specifically designed to provide funds in stages as the construction progresses, rather than as a lump sum upfront. Getting a construction loan can be complex, as in addition to understanding your financial situation, banks will generally need to understand the details of the build before providing approval. We can help you understand the process and make sure you have all the documentation required before submitting an application - saving you valuable time in getting your build underway. 

Construction Loans operate differently to other types of loans with the funds being provided to pay builders and suppliers as the construction progresses. This means that you'll only pay interest on the funds you've accessed rather than the whole loan. Understanding how a Construction Loan operates and how it enables you to build or renovate is critical and we have the expertise to make sure you understand the process and get the right loan for you. 

We're a proud member of the Mortgage and Finance Association of Australia and can help with Construction Loans right across Australia. If you're looking to build or renovate, we have the expertise and experience to guide you through the process and make the right choice.

Ready to chat to one of our team?

Our Recent Reviews

Gemma Piscioneri is hands down the most thorough, accommodating and easy to deal with financial professional I have ever come across. Her service, communication and attention to detail were outstanding and she was an absolute pleasure to deal with. She also managed to get us a fantastic deal - well above our expectations and exceeding the lacklustre offer badly handled by the other mortgage broker we had initially consulted. They also recommended a similarly excellent settlement agent. Very happy to endorse this company.

stacey molloy

I couldn’t be happier with the service I received from Tom. His customer service was outstanding from start to finish. Explained everything clearly and made the whole process easy to understand. He secured me a really competitive interest rate and got my pre-approval done extremely fast. My loan was approved without any issues, and because of his efficiency and support, I was able to get my house months sooner than I expected. I highly recommend Tom to anyone looking for a reliable and knowledgeable mortgage broker

Sanyatha Senarathna

Gemma was amazing, answered all our questions and nothing was too hard to sort out. Always there for advise, and a very quick turnaround with the paperwork, highly recommend using Gemma! Thanks John and Lisa

John

Tom was amazing in assisting with my refinancing he was prompt , communication was great thank you for helping us won’t go to another broker

Pop 11

Frequently Asked Questions

Does G&T Finance help self employed borrowers get a loan?

Absolutely! Self employed borrowers are one of our specialties. We will work with you and your accountant where possible, to find the right solution and help you achieve your financial goals.

Does G&T Finance charge any fees, or are there any hidden costs when getting a loan?

For most loans we are paid by the lender and not by our customer. We will on some occasions charge a credit assistance fee and this will be advised to you up-front. All lender fees are disclosed up-front in your loan contracts.

Can G&T Finance help first home buyers get their first home loan plus access any grants and incentives?

We love helping first home buyers get into their home sooner. Check out our home buyer accelerator to get all of the information you need to get there. We will even check your eligibility and help you complete and submit the forms for any first home buyer benefits available.

Can G&T Finance help with your home loan and investment loan?

Whether it be buying your dream home or refinancing to build an investment portfolio our approach ensures you will get have the best long term solution. With our expertise and panel of over 50 lenders we will ensure you have the best structure and product to meet your goals.